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Art-backed lending

Keep the art.
Unlock the capital.

Your collection is one of your greatest assets. Access liquidity against works you already own to finance acquisitions, seize opportunities or bridge cash needs—without selling what matters most.

Calculate your loan

Trusted by 15,000+ collectors. Indicative terms generated in seconds.

A collector reviewing loan documents beside a framed painting in a refined study
A framed post-war painting on a plaster wall in a collector's residence, lit by soft daylight
Why collectors borrow

Borrowing shouldn't mean compromise.

The best collections are built over decades. Selling great works to unlock liquidity is often the most expensive form of financing.

Artscapy Finance lets collectors retain ownership while accessing capital for acquisitions, business opportunities, property projects or simply greater financial flexibility.

Your collection keeps working.
So do you.

  • Acquire without compromise

    Use your existing collection to fund the next artwork you have been waiting for.

  • Bridge opportunity

    Property. Business. Life. Access capital without disrupting your collection.

  • Keep your collection intact

    Stay invested in the works you believe in while unlocking the liquidity they already hold.

Financing built around collectors.

Flexible lending backed by market intelligence, specialist underwriting and a team that understands collecting.

Indicative terms in seconds

Receive an indicative facility within seconds, backed by real market data.

Keep your collection

Continue living with and enjoying your collection throughout the facility whenever possible.

Private by design

Every facility is managed discreetly with dedicated specialists from beginning to end.

Built around collectors

Purpose-built financing designed for art owners—not generic secured lending.

Estimate your facility in seconds.

Generate an indicative facility based on your collection and receive a simplified term sheet in seconds.

£300,000
£50,000£2,000,000
5
125+

Set your tenure, category and value, then generate a term sheet to see your indicative loan terms.

Our process

Simple. Transparent. Personal.

A dedicated specialist guides every stage—from valuation through funding—with clear communication and no unnecessary complexity.

  1. 01
    Day 1–3

    Submission & preliminary review

    Share your collection details. We confirm eligibility and outline indicative lending options.

  2. 02
    Day 4–6

    Valuation & offer

    Our in-house specialists appraise the work against live market data and issue a formal offer.

  3. 03
    Day 7

    Contract

    Straightforward documentation with one transparent arrangement fee and no hidden costs.

  4. 04
    Day 8–9

    Logistics

    Shipping, storage and insurance handled end-to-end by our collateral concierge.

  5. 05
    Day 10

    Funding

    Funds released to your account, typically within ten business days of submission.

A dedicated art-finance specialist coordinates every step, from valuation to logistics.

Put your collection to work.

Whether you're funding your next acquisition or unlocking capital for new opportunities, our specialists are here to help.

Calculate your loan
Artscapy

Making art buying, collecting & investing accessible, safe and easy.

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  • Insure my portfolio
  • Finance my collection
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